MAKING HOMEOWNERSHIP AFFORDABLE
Buy the exact same home for 25% less!
The difference between the price in the exact same homes below is how they are acquired and financed.
Lower Price
Ground lease homes are typically 25% less than the fair market value of a traditional home purchase.
Less Down
Requires 25% less downpayment when purchasing a ground lease home.
Less Monthly
A lower total mortgage means lower monthly mortgage payments and monthly expenses.
How it Works for Home Buyers
Our innovative ground lease model is designed to help home buyers purchase the home they want for around 25% off the fair market value.
Instead of buying the entire property, we help home buyers save money by splitting the land and the house into two separate legal structures and the home buyer only has to buy the house. The land is then exclusively leased to the homeowner for a minimum of 99-years.
The homeowner has the full and exclusive use of the land, just like any homeowner, in return for a clear and transparent rent payment. This gives the homeowner certainty as to the amount of rent and excludes any unexpected rent surprises.
The homeowner can extend the lease another 99-years or sell the home at anytime.
ACQUIRE
The home buyer identifies the home they want to buy. The home buyer will need to qualify for a loan that is around 75% of the home value.
SPLIT
We split the home into two legal and separate assets – the Land and the Improvements (house).
THE HOUSE
The home buyer owns the Improvements (house) on the property. The house is purchased using a well established loan called a leasehold mortgage.
THE LAND
Our investor partners retain ownership of the land and the land is leased exclusively to the home buyer for a minimum of 99-years.
Certain, Safe and Secure for Home Buyers
We help home buyers buy the home they truly want using our certain, safe and secure ground lease model.
Safe
- Own the House
- 99-Year Lease
- Can Extend another 99-Years
-
Exclusive Use of Land
Clear and Transparent Ground Rent
Easy
- Lower Purchase Price
- Lower Down Payment
- Lower Monthly Costs
-
Loans Available
Sell Anytime
You're Always In Control
The biggest fear we hear from homeowners is that the ground rent may be jacked up and become unaffordable or the ground lease may be terminated.
To give you certainty and peace of mind, the ground lease clearly sets out any increase in rent and, at 99-years, is the longest lease possible …. and it can be extended for an additional 99-years.
I don’t think any of us are worried about what’s going to happen in 200 years from now.
Our land investors are looking for a simple way to get a return on their investment with a homeowner who will respect and take care of the entire property.
What our Clients Say
“I couldn’t be more impressed with the team at Ground Lease Homes. They helped us buy our first ground lease home and then created a legacy investment plan by adding a number of rental properties to take care of college and retirement — thank you!”
The Cross Family, Denver
Have Questions
Ground leases are not a new idea, they’ve been around for centuries, but they may be new to you so fire away with any questions.
Buy one of our current homes or let our team find your next dream home
Our team has already sourced a number of homes that are approved and fit our ground lease model.
Take a look at our exclusive inventory or put our team to work to find the perfect home for you.